Being Black in Minnesota includes the over 70,000 Somalis who came to the state as refugees to escape civil war. As Muslims, they adopt Sharia Compliant Home Financing which means having to by-pass traditional bank loans. Medina Realtors advocates for Sub-Sahara African communities, specializing in first-time home buyers in a city where the housing stock is limited. Minnesota experiences a home ownership gap as 77% of non-Hispanic White households own a home while only 41% of householders of color own their home. Home ownership and stable housing have been found to bring substantial benefits to social outcomes that range from education to health and crime.